Payment Policy

Shopping on Yotoy is safe, fast, and convenient. To make life easier, we accept a number of secure payment methods designed to be completely safe and friendly. When you shop at Yotoy, your privacy and online security are always guaranteed.

1.Payment Method

01.Credit Card

You can conveniently pay in the Yotoy online shop by credit card. We currently accept Visa, MasterCard, Maestro, American Express, JCB, Discover, and Diners Club. Credit Card Payments are processed through the Oceanpayment channel.

For higher payment amounts, your bank may activate 3D Secure authentication for enhanced security. This step helps protect your payment by preventing unauthorized card use. You may be redirected to a secure page to enter a one-time password or verification details. Thank you for ensuring a safe payment experience.


You can also choose to pay with PayPal. When selecting this option at checkout, you will be redirected to the PayPal site to complete your purchase before returning to


We may launch Klarna installment payment in the future, so stay tuned. (It is expected to be opened by the end of May 2024.)

2.Payment Process

If your card transaction is approved, the amount will be immediately reserved, and you will receive an order confirmation via email.

If the credit card transaction is not approved, your order will be canceled. If you have any questions about the transaction, please contact your bank or card provider.

3.Payment Security utilizes Secure Socket Layer (SSL) technology to encrypt and protect the data you send over the internet. When SSL is enabled, you will see a padlock icon at the top of your browser, indicating a secure connection. You can click on the padlock icon for more information about the SSL digital certificate registration.

Additionally, you will notice that the URL at the top of your browser starts with "https" instead of "http," indicating a secure mode.

If your card issuer is based in the EU, you may be required to verify your payment due to the second Payment Services Directive (PSD2). You may be directed to a dedicated page to provide further information or asked to authorize the payment using your mobile phone. Once the verification process is completed, you will return to

(For your reference, all orders are processed in US Dollars)

We want to remind all customers they are responsible for any local handling fees and Intermediary bank handling fees. Therefore, customers should confirm the total payment amounts with their local bank. If we have received your payment, we will give you email to confirm. So after you pay successfully, don’t forget to check your email.